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Financing

Hard money, DSCR loans, private money, and refinance seasoning — what each costs and when it fits the deal.

Start with the pillar guide: Hard Money Lender Directory

FinancingSeptember 3, 20267 min read

DSCR Loan Requirements for Rental Property: What Lenders Check and the Numbers That Pass

What DSCR lenders check: minimum ratio, down payment, credit score, reserves, rent documentation, property type, prepay terms. $325K example that passes.

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FinancingSeptember 3, 20265 min read

Hard Money vs DSCR Loans: Cost, Speed, and Which Deal Each One Fits

Hard money buys speed and rehab money; DSCR loans buy 30-year hold financing. Full cost comparison on a $180K BRRRR, when to use each, and how to switch.

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