A DSCR lender qualifies the property, not your W-2, and the ratio they want is set before you apply. Borrowers who run the address first know whether the rent covers the payment at the lender’s threshold before the conversation starts.
Free Discovery. No signup. No card.
Sample Discovery. Yours runs on the address you enter.
Net operating income over debt service, computed from live rent estimates and the financing assumptions, with the benchmark bands most lenders use shown beside it.
RentCast and Zillow rent estimates are pulled for the exact address and averaged when they agree. A rent estimate $200 too high is the difference between a 1.25 and a decline.
The hard money and DSCR lender directory filters by the state of the property. It unlocks with the first Pro payment.
Paste any US address. Multi-source value, a rent estimate, the Deal Gap and six strategy snapshots come back without a signup or a card.
Income Value is the price at which the rent covers taxes, insurance, vacancy, reserves and the mortgage with margin left. It sits next to market value so you see both numbers and the distance between them.
Asking price minus the price that works. That one number is the offer conversation, and it is on the screen before you have spoken to anyone.
Property tax, vacancy and appreciation for every state are on the /markets pages and shown in every Discovery. Pro lets you edit them per deal and watch the math change.
Paste it. The long-term rental snapshot is part of free Discovery, no signup and no card.
Free Discovery. No signup. No card.
Free accounts include 2 discoveries per month and Save up to 10 properties. Pro adds editable assumptions, comps, the Deal Maker worksheet, exports and the directories for $34.99/month or $349.99/year after a 7-day trial. Directories and exports unlock with your first payment. See pricing
What Early Users Are Saying
“I used to spend 45 minutes per property on a spreadsheet. DealGapIQ gives me a better answer in under a minute. The Deal Gap concept alone changed how I evaluate deals.”
Michael R.
Portfolio investor · 12 properties
“The Income Value calculation is something I’ve never seen anywhere else. Knowing exactly where breakeven sits — before I even tour a property — saves me from chasing bad deals.”
Tamara L.
BRRRR investor · Denver, CO
“I was skeptical of another calculator tool. But seeing the actual assumptions behind the numbers — and being able to change them — that’s what convinced me to pay for Pro.”
James K.
CPA & buy-and-hold investor
